Your path to financial freedomstarts with one receipt.
Scan receipts and upload bank statements quickly and easily. AI categorizes everything for you.
What is ARCTOGA?
Every letter carries a purpose.
Every feature reflects a value.
Three ways — one clear picture
Scan a receipt
AI reads every item, tax and payment method in seconds — even from crumpled dark photos.
Upload statements
PDF from Scotiabank, TD or RBC → all transactions auto-linked to your card.
AI Analytics
AI agent studies your spending and tells you exactly where you can save.
Everything your family needs.
AI Receipt Scan
Reads items, taxes, discounts and payment method — even from crumpled photos.
Bank Statements
Upload PDF from any Canadian bank. Transactions auto-categorized instantly.
Manual Entry
Cash, market, transfer — add in 5 seconds directly from your phone.
Analytics & Budgets
Donut charts, monthly trends, expense vs income — all in one dashboard.
Multiple Accounts
All cards and bank accounts in one view. Balance and expenses per account.
Data Security
All data encrypted. Only you can see your data — no one else.